Mortgage Calculator

Estimate your monthly mortgage payment. Enter the home price, down payment, interest rate and term, plus annual property tax and insurance, to see the full monthly cost and how much interest you pay over the life of the loan.

Tool Features

• Compute monthly principal & interest (P&I)
• Add property tax and insurance for full PITI
• Show total interest over the loan term
• Works for fixed-rate home and condo loans
• No registration or software installation

Common Usage

• Estimate a monthly housing payment before buying
• Compare 15-year vs 30-year terms
• See how a bigger down payment lowers the payment
• Check affordability against a monthly budget