Auto Lease Calculator
A lease payment is just two parts added together: the **depreciation** you eat while driving the car, plus the **finance charge** on the money the lessor has tied up. Enter the vehicle price, your down payment, the residual value (what the car is worth at lease-end), the money factor and the term to see the real monthly number — including sales tax — and the total cost of the lease.
Tool Features
- Net capitalized cost after down payment and trade-in
- Monthly depreciation from price minus residual value
- Monthly finance charge from the money factor
- Pre-tax payment plus the sales-tax portion
- Total lease cost and cost per mile driven
Common Usage
- Compare leasing vs buying with the Car Loan Calculator
- See how a higher residual value lowers your payment
- Test mileage allowances before you overpay for extra miles
- Estimate fuel impact with the Fuel Cost Calculator